Welcome to Aqua Home Loans

Specialist mortgage brokers servicing Peregian Beach, Noosa, Buderim and the Sunshine Coast

Your Local Partner for Life’s Big Moves – Right Here on the Sunshine Coast
Aqua Home Loans is a boutique Mortgage and Finance broker based in Perigean Beach on the Sunshine Coast. With access to over 80 lenders, we are able to provide our clients mortgage options from some of the most competitive and flexible lenders in Australia. Despite being based on the Sunshine Coast, we have been serving our clients successfully Australia wide and overseas for many years.
Call us on 0478 417 425
Or send us an email at m
We’re open 9 am to 7 pm weekdays and 9 am to 4 pm Sat, but also happy to arrange other times by appointment.

We can help you get started
Select the segment that best matches your needs. Fill out our straightforward fact-finding form to expedite the approval process for you.
Why choose us
Why us
Discover why we are a trusted partner for the finance needs of so many Australians.
Industry experience
With experience in both the Australian and UK mortgage industry, we have the expertise to navigate complex situations and find the right solutions for you.
Client focused
We prioritise understanding your financial situation and goals to provide personalised mortgage solutions that align with your vision.
Accountable
Our commitment to accountability means you stay informed every step of the way, ensuring peace of mind throughout your journey.

Are you paying too much for your current home loan?
We’ll review your current mortgage and see if there’s an opportunity to cut costs. A quick check could mean big savings over the life of your loan – sometimes even tens of thousands of dollars.
Ready to find out? Get in touch with us today and take the first step towards a smarter home loan.
Our services
Our team of brokers is dedicated to supporting you from your initial inquiry all the way through to the finalisation of your loan. They will ensure you have a clear understanding at every stage, helping you secure a loan that perfectly aligns with your needs.
Our panel of lenders
With access to over 80 leading lenders, including the big four banks, we can help you get a loan that suits your unique needs.




















Our featured customer reviews
At Aqua Home Loans, your local mortgage brokers on the Sunshine Coast, we’re all about creating an experience that feels personal and stress-free.
We combine deep industry know-how with genuine care to help you reach your goals with confidence.
But don’t just take our word for it – hear directly from the people who’ve worked with us and see the difference for yourself.
Common questions and answers
In addition to offering competitive rates, we pride ourselves on being available to help with whatever questions you have throughout the life of your loan. We don’t discriminate against first-time buyers or experienced investors – no matter who you are, we’re committed to being there when you need.
What does a broker do?
A broker is a finance professional who will work with you one-on-one to discuss your borrowing goals and help you determine how much money you can qualify for. They typically provide a more personalised level of service than you would receive from a lender and also have access to loans from multiple lenders, so they can find the best loan terms for your unique situation.
Do you charge fees for home or investment loans?
There are no extra loan repayments or fees when you take out a loan through a broker. A broker is simply paid commission by the lender for introducing new business, but this doesn’t affect your interest rate or other aspects of the loan agreement.
Is it more expensive to use a broker?
Using a broker is free for you because the lender pays your broker. With access to hundreds of loan products from various lenders, brokers will find the ideal loan for you and your circumstances. In most instances, this is a combination of the lowest available rate at the time and product features that are most convenient for you.
Some brokers charge service fees, which must be disclosed before they provide their services.
How much can I borrow?
While our borrowing calculator can give you a decent idea of how much money you may be able to take out, for a more precise assessment, please get in touch with our team. We can then go through your options with you and chat about your circumstances in further detail.
Should I go for a fixed or variable rate?
Just as the name suggests, variable-rate home loans have interest rates that change over time. They are often more flexible than other types of loans, with features like redraw facility and extra payment options. However, they do not have fixed repayment amounts.
On the other hand, fixed-rate home loans come with predictable monthly repayments – you will know exactly how much you need to pay each month for the entire duration of the loan term. These kinds of loans might not be as flexible in terms of features but offer borrowers peace of mind when budgeting repayments.
In choosing which type of loan is right for you, it’s good to weigh up what’s most important to you – whether that’s flexibility or certainty around your monthly repayments.
Which lenders do you work with?
Because we are connected to a mortgage aggregator, we have the privilege of being able to source loan options from over 80 different lenders. This means that we can help you find multiple suitable options for you and your specific situation.
Mortgage broker services across The Sunshine Coast
Although we service clients Australia wide, we offer specialised support in areas across Sunshine Coast with lender access, home loan help and finance options tailored to our local community.














